Taktile is proud to announce its US reseller partnership with Equifax, a credit bureau helping customers solve their most complex data challenges across fintech, payments, and alternative lending.
With direct access to Equifax solutions via Taktile’s AI Decision Platform, financial institutions can now completely bypass the standard data integration process, significantly reducing the time and resources required to access valuable credit bureau data.
Customers are already benefiting from this integration, leveraging Equifax credit solutions to drive scalable growth in B2C and B2B use cases.
Key takeaways
- Gain instant, seamless access to Equifax data: The Taktile and Equifax integration removes traditional bottlenecks in data access and compliance, giving lenders instant access to Equifax credit solutions directly within Taktile’s AI Decision Platform.
- Boost approvals with advanced credit modeling: By combining Onescore and DataX Credit Report from Equifax with Taktile’s flexible infrastructure that supports advanced modeling, lenders can identify more legitimate non-prime borrowers and expand approvals responsibly.
- Deliver personalized credit decisions at scale: Equifax data paired with Taktile’s low-code workflows empower risk teams to build highly segmented credit policies, allowing teams to decison more borrowers without added risk.
- Continuously optimize risk strategies with agility: Taktile enables real-time testing and iteration based on data insights from Equifax, helping lenders refine decision logic quickly, lower defaults, and boost ROI without heavy engineering support.
- Reduce friction with faster, smarter decisions: With seamless customer experience solutions from Equifax and AI capabilities from Taktile, lenders can streamline applications, accelerate approvals, and enhance borrower experiences—across B2C and B2B use cases.
Meet Equifax: Providing a more holistic, predictive, and comprehensive view of risk
The team at Equifax, one of the industry’s most prominent credit bureaus, provides innovative credit solutions that reimagine the decision-making process for risk teams. They empower risk teams with the advantage of alternative data, delivering predictive insights, cloud-native agility, and best-in-class security to fuel business and borrower growth.
As Taktile’s Co-founder and CEO, Maik Taro Wehmeyer, puts it:
“Equifax is one of the industry’s most critical data partners, and we’re happy to be able to provide our customers with instant access to risk and credit solutions that Equifax provides.”
Jake Osborne, SVP & GM - Head of Fintech and Alternative Finance at Equifax, adds:
“Ultimately, our integration with Taktile provides lenders with a real-time, comprehensive view of a customer’s financial life – and that can be a real advantage for making faster, more flexible decisions.”
Why this partnership matters: Unlock instant access to Equifax credit bureau data
Integrating new data sources is one of the biggest levers for innovation in risk management. However, it’s also one of the most complex and resource-intensive tasks lenders face.
Through Taktile’s reseller partnership with Equifax, this process is now dramatically simplified. By making Equifax U.S. products available directly within Taktile’s AI Decision Platform, lenders can now access Equifax data with ease and speed.
This partnership allows risk and credit teams to:
- Access robust Equifax credit data instantly through pre-built integrations
- Experiment rapidly with new signals and strategies directly in the Taktile environment
- Accelerate deployment of refined models without requiring scarce engineering resources
The result is a step-change in how lenders can operationalize data. Instead of spending weeks or months managing integrations, teams can immediately focus on testing, iterating, and implementing new credit policies that improve approval rates, reduce risk, and unlock growth opportunities.
How our joint solution works: Integrate robust credit solutions from Equifax into decision strategies on Taktile’s AI Decision Platform
Taktile’s AI Decision Platform serves as the central hub for credit teams to build and optimize risk management strategies. With AI-powered workflows and a low-code interface, teams can create, test, and deploy decision logic in minutes without heavy engineering support.
Now, with this integration, lenders from across the U.S. can easily incorporate powerful credit solutions from Equifax into their decision-making strategies. To name a few, lenders can take advantage of the following Equifax consumer and commercial solutions:
- OneScore: A robust, multi-data score that leverages traditional credit history and differentiated alternative data.
- DataX Credit Report: Real-time intelligence that offers a comprehensive repository of detailed, alternative data around demographics, tradelines, and payment histories for millions of non-prime consumers.
- Teletrack®: Data-driven solutions that help lenders to prescreen and prequalify borrowers with alternative data, as well as to maximize predictive power for smarter customer acquisition.
- Consumer IncomeView+™: Superior income modeling for assessing full-time employment income without requiring proof of income documents.
- OneView: A comprehensive consumer credit report that consolidates data from multiple sources into one central location.
- Business Credit Reports: A company profile overview and key metrics, highlighting financial and non-financial data points, that can help lenders understand the structure and background of a customer or partner.
Core benefits of using Taktile and Equifax together
From an operational standpoint, integrating Equifax data into Taktile provides an immense efficiency gain for lenders – especially those who are integrating Equifax solutions for the first time.
Beyond saving time and resources for teams, this partnership also brings business and customer value to the credit decision-making process:
Boosted approvals with advanced credit modeling
Lenders want to reach more qualified customers without taking on outsized risk. By combining OneScore from Equifax and DataX Credit Report with Taktile’s flexible infrastructure that supports advanced modeling, lenders gain a more complete view of borrower behavior, including non-prime and thin-file applicants. This unlocks opportunities to approve more legitimate borrowers, optimize pricing, and stay ahead of competitors by tapping into overlooked segments of the market.
Personalized credit decisions with robust segmentation capabilities
Lenders increasingly seek to personalize credit terms to better reflect the diversity of customer needs. With OneScore from Equifax and Teletrack, risk teams can segment customers with precision, while Taktile’s low-code workflows make it easy to design and iterate segment-specific strategies. This results in more inclusive lending policies, improved risk mitigation, and tailored offers that resonate with underserved segments.
Continuous optimization with flexible, easy-to-use infrastructure
Risk teams know that decision strategies lose effectiveness over time unless they are constantly refined. Equifax provides the diverse data needed to fuel experimentation, while Taktile makes it simple for non-technical users to run A/B tests, shadow models, and back-testing at scale. This combination allows lenders to fine-tune strategies based on real-world performance, continuously improving outcomes while reducing defaults and increasing return on investment.
Reduced friction for customers with faster decision-making
Speed is a competitive advantage. With Equifax Consumer IncomeView+™, lenders can validate income instantly without burdensome documentation, giving borrowers a seamless experience. On the back end, Taktile enables lenders to have one integrated, automated decision process that ingests all data and logic in one place. Together, this reduces customer friction, accelerates approvals, and improves both borrower satisfaction and team efficiency.
The future of data-driven risk decisions in the lending industry
Enhanced decision-making starts with expanded data. Today, it is increasingly important for lenders and credit issuers to discover new market segments, make smarter risk decisions, and grow their business throughout the credit lifecycle.
To learn how Taktile’s partnership with Equifax can supercharge your lending strategies, get in touch with our team.
