How Lithic enhanced real-time transaction monitoring with Taktile

As fintechs scale, so does the need for their systems to keep fraud and money laundering at bay. For Lithic, a leading financial infrastructure provider, this means building on strong foundations to stay ahead of emerging threats.

To further strengthen its sophisticated risk strategy and unlock greater agility across its payment programs, Lithic turned to Taktile’s AI-powered Decision Platform—ushering in a new era of intelligent, adaptive transaction monitoring.

Here’s what stands out about Lithic’s journey:

This story isn’t just about better tooling—it’s about building the kind of resilient infrastructure that empowers Lithic to grow with confidence.

Lithic is redefining the future of card issuance—delivering cutting-edge infrastructure that enables teams to launch and scale consumer and commercial payment products. From debit and prepaid to charge and revolving credit, Lithic powers the next generation of financial experiences with speed and security.

As Lithic expands, ensuring security at scale becomes a top priority, especially as financial threats grow more sophisticated. To elevate its fraud and anti-money laundering (AML) strategy, Lithic turned to Taktile’s AI-powered Decision Platform—enabling its risk team to monitor transactions more effectively, iterate faster, and protect customers at scale.

Marcus Vinson, Director of Risk at Lithic, explains:

When evaluating solutions to enhance its risk strategy, Lithic recognized Taktile as the right fit. The platform’s self-serve architecture and native support for Lithic’s existing data models gave the risk team full control—without sacrificing speed, security, or scalability.

“Taktile offers an accessible means of building robust decision workflows while allowing us to leverage our existing data schemas and repos,” says Marcus.

Marcus continues, “This means the risk team can create, refine, and manage our decision workflows and alert logic ourselves while our data warehouse remains our source of truth. We don’t have to pass massive amounts of sensitive data via file upload or API.”

To move faster than fraudsters can, Lithic was looking for a smarter way to manage and optimize its transaction monitoring logic. With Taktile, the team can fine-tune decisions in real time—reducing operational overhead while delivering faster, more consistent detection of fraud and money laundering risks.

Marcus states, “We're using Taktile to enable our transaction monitoring program, so Lithic program-managed clients benefit from our ability to manage the performance of our transaction monitoring logic and improve precision on shorter feedback cycles and with less overhead than we had previously, enabling us to identify suspected fraud and AML/BSA activities more consistently.”

For Lithic, adopting Taktile isn’t just a tactical upgrade—it’s a long-term investment in scalable, high-performing infrastructure. As the company expands into new markets, Taktile equips its team with the agility, control, and insight needed to proactively outpace new fraud patterns.

With Taktile, Lithic can detect fraud issues before they escalate, ensuring every customer transaction remains smooth, secure, and built to scale.