Lending, Credit 3 min read
Automating credit decisions with MANTL and Taktile to drive growth and efficiency at scale
Taktile is proud to announce its partnership with MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology.
By integrating MANTL Loan Origination with Taktile’s Decision Platform, financial institutions can fully automate their underwriting processes, drive loan growth, and increase operational efficiency with fewer technical resources.
Key takeaways
- Automated credit decisions at scale: MANTL and Taktile partner to help financial institutions streamline underwriting and reduce manual reviews, enabling faster lending decisions.
- Loan growth without added complexity: Banks and credit unions can expand lending capacity and reach more borrowers while maintaining rigorous risk oversight.
- Self-service for risk and credit teams: Credit teams gain direct control over underwriting logic, eliminating the need for heavy engineering support.
- Continuous optimization of credit policies: Institutions can launch, test, and update decision strategies in real time, ensuring agility in a changing market.
- Competitive advantage in lending: Together, MANTL and Taktile equip financial institutions to scale efficiently, differentiate in the market, and deliver stronger business and customer outcomes.
Why it matters: Make faster, scalable credit decisions in a complex market
In the lending industry, financial institutions often face pressure to grow their loan portfolios while maintaining rigorous risk oversight.
The team at MANTL is addressing this challenge with innovative banking technology. They focus on changing how banks and credit unions originate loans by automating the entire process — from verification and document collection to underwriting, core booking, and approval.
“We are excited to team up with organizations who are redefining how industry decisions are made,” says Maik Taro Wehmeyer, Co-Founder & CEO at Taktile. “MANTL is no exception.”
Maik continues, “Together, MANTL and Taktile can enable credit teams to make faster, smarter risk decisions that ultimately expand access to capital across the industry.”
Benjamin Conant, Co-Founder and Chief Technology Officer at MANTL, explains further:
“Our integration with Taktile removes friction from the credit decision process and gives institutions an automated way to scale lending without adding complexity, helping them compete in an increasingly competitive market.”
How it works: Integrate MANTL’s loan origination technology with Taktile’s Decision Platform
MANTL offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time.
With MANTL Loan Origination, financial institutions can simplify each step in the loan process, automating loan application decisions to ensure an intuitive, feature-rich experience from personal loans to business financing.
By integrating MANTL Loan Origination with Taktile’s Decision Platform, credit teams can now launch, test, and update new credit policies that can be implemented in real time, without relying on engineering resources. This results in faster credit underwriting, more expansive loans, and a level of team autonomy that lends itself to high operational efficiency.
Core benefits: Speed, control, and flexibility
By using MANTL and Taktile together, credit teams gain full control over underwriting decisions. Below are a few key benefits of this integration:
- Automated, flexible lending decisions: Accelerate loan processing and eliminate bottlenecks by integrating MANTL’s loan origination technology into Taktile’s Decision Platform.
- Self-service for risk teams: Gain direct control over underwriting logic and deploy changes without reliance on engineering.
- Continuous optimization: Test, learn, and refine credit policies with built-in tools, all within a single, unified platform.
According to David Black, Executive Vice President and Chief Operating Officer at Embers Credit Union:
“We’re excited to have this level of control at our fingertips. MANTL provides us with access to innovative solutions that empower us to differentiate ourselves in the marketplace with confidence.”
He concludes, “Tools like Taktile give our staff the opportunity to leverage best-in-class technology to scale our loan growth and deliver meaningful value to our members.”
The future of faster, smarter lending for banks and credit unions
Taktile’s partnership with MANTL empowers financial institutions to automate credit decisions, unlock new growth opportunities, and deliver faster, smarter lending experiences. To learn how this integration can supercharge your lending strategies, get in touch with our team.
