SCHUFA

SCHUFA is the leading German Credit Bureau. It has been providing credit information since 1927, making it an important part of Germany’s economy and society.

Schufa is best known for its consumer reporting, but it also does company reporting, as well. It can provide credit scores, risk of default, and more. It collects data from different sources, such as banks, credit card companies, mobile phone providers and other contracting parties, and creates a report about applicant's financial reliability.