Consumer underwriting
Approve consumer credit faster, without increasing risk
Remove friction from your consumer lending function, automate simple cases, and use agents to support underwriters on complex cases.
Capabilities
Make faster and better consumer credit decisions
Approve creditworthy customers faster. Give underwriters confidence on complex cases.
Step 1
Approve your best-fit customers in seconds
Speed up consumer underwriting by enabling faster iterations on decision logic. Backtest proposed improvements against your historical book, A/B test your underwriting flows, and continuously optimize to make better quality decisions.
Step 2
Give underwriters a complete, decision-ready file
For larger loans (e.g. auto loans, mortgages), agents pull financials, check documents, and run a first-pass assessment against your policy. Reviewers get the evidence upfront and an agent recommendation to approve or reject. Your team spends time only where their judgment matters most.
Step 3
Change policy transparently, get clarity on performance
Risk, product, and operations iterate on rules while engineering can own data ingestion, integrations, and permissions. Fewer tickets. Better teamwork. Faster results.
Step 4
Build a continuously improving credit system
Learn from every decision and refine your policy over time. Backtest changes on your own book. Approve more without increasing risk, so you can get ahead and stay ahead.
Delivery Model
ROI first, everything else second
Most AI initiatives stall before they show a return. Taktile’s experts in AI, banking, and insurance get your initiatives safely into production and help tell your value story internally.
TESTIMONIALS
Hear from our customers
Learn how leading teams are turning complex decisions into better outcomes.
Platform overview
One powerful platform for all your decisions
Make faster, more consistent decisions that improve over time, built on your existing stack.
- Connect
Connect to the context you need
200+ integrations across KYC/KYB, credit, fraud, open banking, and PEP screening—plus flexible connections to your internal systems.
- Decide
- Optimize
Optimize from real outcomes
Dashboards, backtesting, and live experimentation (A/B) enable you to build a self-learning system and continuously improve outcomes.
- Scale
Scale with control
Monitoring, alerting, model risk management, versioning and sign-off procedures, granular permissions, and detailed audit trails for every decision.
Make every decision your next competitive advantage
Better decisions begin with Taktile. Bring your toughest challenges to the table. Walk away with clear next steps.